Endowment Assurance Plan

Everyone needs some form of financial security for the future. Our life insurance plans give you two levels of security for your peace of mind. You can make a savings plan for yourself and/or provide for your loved ones in the event you are no longer around.

The Endowment Assurance Plan is a simple plan which pays only upon maturity, death or Total and permanent disability, which combines savings and protection for your family.

The sum assured is payable only upon survival of the policyholder at the date of maturity of the policy. In the event of death or total and permanent disability of the policyholder during the term of the plan, the full sum assured plus accrued bonuses is paid to the named beneficiary.

Benefits of this Plan:

> On survival to the end of the term, the sum assured and accrued bonuses are payable;

> On death during the term, the sum assured, plus bonuses accrued up the date of death are payable;

> On Total and Permanent Disablement, the sum assured, plus bonuses accrued up the date of Total and Permanent Disablement are payable;

> Many clients prefer to choose a with-profits plan as it attracts an annual bonus.

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Policy Advances

All ordinary policy holders (ordinary plans) may be granted an advance against their respective plan based on a cash surrender value at the time of application. The policy advance is repayable in accordance with our terms and conditions.