What do I do if a person is injured on my work premise?
You should notify us immediately if there has been an injury on your premise if you have taken a Public Liability Insurance. The injured person can submit a claim against you as the insured.
What do I do if one of my employees suffers from a work-related death?
If you have taken an employer liability insurance, we will compensate the family of your employee based on the terms and condition of your policy.
LIST OF DOCUMENTS REQUIRED FOR CLAIM SETTLEMENT
Public Liability Insurance
> Duly filled and signed claim form
> Police Report (If Burglary and Insured for Guest Effects)
> Police Statement (If Burglary and Insured for Guest Effects)
> List of damaged or loss items
> Invoices/Receipts/Pro-Forma Invoices for Loss or damaged items
> Medical Report of injured person
> Death certificate (In case of accident resulting to deaths)
Employers Liability Insurance
> Duly filled and signed claim form
> Medical Report/Medical Note
> Sick Leave Certificate (s)
> Death Certificate (Incase of Death)
> Certified True copy of coroner’s/post mortem/autopsy report (Incase Accidental Death)
> Statement from the Injured person
> Statement from Witnesses (Optional)
> Police Report/Road traffic accident report (If applicable)
> Pay Slip (s)
> Copy of Gainful Occupational Permit (GOP) for foreigners.
