In response to the increasing demand for broader options, we have added a new cover under the private motor comprehensive insurance policy – the funeral cover.
The new add-on allows policy holders to purchase the additional coverage for only SCR50.
What is covered?
It covers the funeral expenses of the driver should the driver suffer fatal injuries in an accident while driving in the insured vehicle for an amount not exceeding SCR30,000.
Can other people be covered under this new option?
You can designate a nominated driver to be covered under this policy, at an additional expense of SCR50 per person. This can be a spouse, child or friend of legal age with a legally issued license.
How soon following the accident does the policy pay out?
We know that losing a loved one can be traumatic and the family needs time to come to terms with the loss. Your policy will pay out within 48 hours of your untimely passing, leaving your family with plenty of worry free time to grieve. Nevertheless, the claim is valid only within two months of the accident occuring.
How does the claim process work?
When signing up for the new add-on to your policy, you will be given the option to designate a legal representative or an accredited funeral parlour of your choice. The designated legal representative or the accredited funeral parlour can make a claim on your behalf by providing certified causes of death and cause of death certificates, and other documentation as deemed necessary.
Will this insurance cover other types of accidents?
No. This cover will only cover yours or the nominated driver’s death in the event of a fatal car accident. Any other accidents will be covered by your regular motor insurance if your claim is approved.
I already have a motor insurance policy with Sacos, am I eligible?
Yes! Provided you have a private comprehensive motor insurance, you can add our new funeral cover feature for an additional 50 rupees per person insured. That is 50 rupees for yourself, and 50 rupees for your nominated driver (your spouse, your child, or a family member that uses your vehicle often)
My motor insurance policy is third party coverage, am I eligible?
Unfortunately this feature is only exclusive to full comprehensive policy holders. If you would like to add our funeral cover to your policy, you would have to upgrade from third party to fully comprehensive.
With our introductory add-on, an otherwise expensive funeral could cost you as little as SCR50!
If you require more information about our new feature, or about upgrading your current motor insurance in order to benefit from the policy add on pay us a visit at our branches (Maison Esplanade – Victoria, Pension Complex –Baie St. Anne Praslin, Green Corner –Providence) or call us on 429 5000 or send an email to info@sacos.sc. We’ll be more than happy to help!
