One of the worst thing that can happen to a business owner over the festive seasons is to have their shop broken into and their inventory stolen. Actually, it’s one of the worse things that can happen at any time of the year, but in the spirit of Christmas, it makes it just that little bit more unpleasant!
With this in mind, we highly advise all business owners to ensure that their fire and special perils policy is up to date, or in the event of not having one, to purchase the policy. It order to avoid any confusion, please note that in the event of your business being burgled, you will only be covered under this policy if the plan you are on is a comprehensive one.
If you are in the the unfortunate position of having a burglary happen on your business premise, here is what we advise you to do:
Call the police
You will need the police report if you are going to file a claim with your insurance company.
Make an inventory
Make an inventory of everything that is missing, and where possible collect any evidence you have about the items that have been taken from your property. These could include receipts, valuations and even photographs.
Contact your bank
Check to see if any financial documents have been stolen. If they have, you should inform the bank(s) you hold accounts with so they may monitor any suspicious account activities. Ensure that you can conduct business without worrying that the criminals will bankrupt you by freezing any accounts which you suspect have been targeted.
Contact your insurance company
Contact us! To make a valid claim, you need to have proof of forcible entry against your property and that your premises was properly secured. Remember to submit a police report alongside your claim, as well.
Pay us a visit or call us on 429 5000, or send an email to info@sacos.sc to purchase your business’ Comprehensive Fire & Special Perils Policy now, and enjoy a worry free festive season!
