While motor insurance is mandatory for all vehicles, policyholders have the option to choose between Full Comprehensive, Third Party Only and Third Party, Fire and Theft. Some vehicle owners can at times opt for the more affordable options, which is understandable, but if the Full Comprehensive is within your budget, then it is an indispensable option for you.
Accidents can happen anywhere, at any given time, but in Seychelles, the weekend is almost guaranteed of one or more accidents, whether it be a fender bender or a drive in a ditch. While insurance claims are never a hundred percent certain, more than not, your coverage will at least cover damages to third parties.
But what of the damage to your own car? A Third Party insurance will not cover any damage to your car in an accident. Nor will it provide you with compensation in case of a total write-off after the accident. A car is an expensive asset. Replacing it after a loss might not happen easily or quickly.
This is where the Full Comprehensive Motor Insurance becomes beneficial. In order to ensure you have sufficient protection you will need a comprehensive motor vehicle insurance. This is a coverage that helps pay to replace or repair your vehicle if it’s damaged in an accident. In addition, it provides you with financial protection against vandalism, broken windscreens or damage to the vehicle while parking.
Full Comprehensive motor vehicle insurance varies, depending on the level of cover you choose – the more extensive the option, the better the coverage against different losses. The best comprehensive motor vehicle insurance for passenger cars covers against:
- Accidental collision or overturning following accidental impact
- Collision or overturning consequent upon mechanical breakdown
- Fire
- Burglary
- Malicious Act
- Windscreen
- Loss of use
- Personal Accident
- Funeral cover
Not only does the Full Comprehensive Motor Insurance provide sufficient coverage for any eventuality, but it also provides peace of mind, knowing that Sacos has got you adequately covered.
In case you are still wondering whether the Full Comprehensive option is best for you, Sacos is currently running the WIN BACK promotion when you purchase a Full Comprehensive cover between now and the end September, you are automatically entered into a draw that can see you refunded back your WHOLE insurance premium, up to SCR30,000! The promo lasts until December 2020 and every month, a lucky winner is selected from the pool of existing and new Full Comprehensive policyholders.
Take the leap and switch to Full Comprehensive! Contact us now on 249 5000 or info@sacos.sc to purchase or renew your policy, and be eligible for this promotion.
