Analyse your recurring expenses If you can identify your habitual expenses, you have a greater chance of lowering them! Keep your receipts so you can identify the things that you need, and the things that you can do without. Cutting out things that is not a necessity can make a huge difference in your budget…
Chances are, if you drive, you’re bound to get into an accident at some point or another. If you already have, then you probably know what to do. If you’re one of the lucky ones who have never been in such an unfortunate incident, it’s still worth the read. You never know, the information might…
Excess is a small part you pay when you make a claim to assume part of the risk. This is an acceptance of the risk on your part.
It is always wise to read your policy every now and then to check if it meets your needs. Your insurance policy may have a lot of gems that you did not know about when you took it, and it would prove to be useful in the unfortunate event you need it.
Pick someone at random and there is a high probability that person does not have health insurance. And why would they? Healthcare in Seychelles is free, isn’t it? But does that equate to health insurance? Most certainly not! Let’s look at the increasing number of people that are going overseas for treatment and paying out…
Usually, before proposing a cover, we want to identify the replacement cost of the asset being insured in order to assess the risk we are taking on before giving a quote. However, we understand that clients are not very likely to be qualified in calculating such costs, which may result in an incorrect estimation of…
…is undervaluing your assets.
A premium is the fee you pay to the insurer for your insurance cover. What you pay, and when you pay depends on the value placed on your property. How much are you willing to spend for its protection? The majority of people are willing to pay an insurance premium in order to protect the…
The ones we try to avoid running into at all costs. You know the kind that has you dodging behind shelves or doing a U-turn just so you won’t run into them? Sometimes though, they catch you off-guard and they simply can’t be avoided. Well, accidents are like that. They are unpredictable and inevitable, and…
We could probably give you a thousand reasons as to why you should get insurance, and they will all be as important as the next. But if you’re here, it’s because you already know. Ultimately, it all comes down to protection.
